:root{--a1:#0b4f9c;--a1d:#083a73;--a1l:#6db0ff;--a2:#00a6a6;--g1:#083a73;--g2:#0b4f9c;--g3:#00a6a6;--foot:#0c2342;
--blue:var(--a1);--blue-d:var(--a1d);--accent:var(--a2);
--ink:#1c2733;--mut:#5b6b7b;--bg:#f5f8fc;--surface:#fff;--card:var(--surface);--line:#e2e9f1;
--tagbg:#e6f6f6;--tagfg:#087a7a;--noteb:#fff8e6;--notel:#f1deaa;--ico1:#e6f6f6;--ico2:#dbeafe;--cta2:#eaf4ff;--bar:#cfe3f7}
[data-accent=emerald]{--a1:#0f7b4d;--a1d:#0a5a39;--a1l:#5fe0a5;--a2:#0f9d70;--g1:#0a5a39;--g2:#0f7b4d;--g3:#2bb673;--foot:#0b2a1f;--tagbg:#e3f6ec;--tagfg:#0a6b45;--ico1:#e3f6ec;--ico2:#e8f3d9;--cta2:#e9f8f0}
[data-accent=royal]{--a1:#4b3fb0;--a1d:#2f2780;--a1l:#a79bff;--a2:#d6336c;--g1:#2f2780;--g2:#4b3fb0;--g3:#8a5cf0;--foot:#1a1647;--tagbg:#fde6ef;--tagfg:#a02c58;--ico1:#ece9ff;--ico2:#fde6ef;--cta2:#f0edff}
[data-accent=sunset]{--a1:#c2410c;--a1d:#7c2d12;--a1l:#ffa56b;--a2:#0f766e;--g1:#7c2d12;--g2:#c2410c;--g3:#f59e0b;--foot:#2b1308;--tagbg:#dff5f3;--tagfg:#0f766e;--ico1:#ffedd5;--ico2:#dff5f3;--cta2:#fff2e6}
[data-theme=dark]{--blue:var(--a1l);--blue-d:var(--a1l);--ink:#e7eef9;--mut:#9db0c8;--bg:#0a1220;--surface:#111b2e;--line:#22324c;--tagbg:rgba(255,255,255,.08);--tagfg:var(--a1l);--noteb:#2a2310;--notel:#4a3d14;--ico1:rgba(255,255,255,.07);--ico2:rgba(255,255,255,.12);--cta2:#16243d;--bar:#2a3b58;--foot:#060d1a;color-scheme:dark}
*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%}
.wrap{max-width:1100px;margin:0 auto;padding:0 18px}
.site-header{background:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--blue-d);font-size:1.15rem}
.brand img{height:38px;width:auto;border-radius:6px}
.brand b{color:var(--accent)}
nav a{margin-left:20px;color:var(--ink);font-weight:500}
nav a:hover{color:var(--blue)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;font-size:1.3rem;padding:4px 10px;cursor:pointer}
.hero{background:linear-gradient(135deg,var(--blue-d),var(--blue) 60%,var(--accent));color:#fff;padding:64px 0 56px}
.hero h1{font-size:2.4rem;line-height:1.2;margin:0 0 12px;max-width:720px}
.hero p{font-size:1.1rem;max-width:640px;opacity:.95;margin:0 0 24px}
.search{display:flex;gap:8px;max-width:560px}
.search input{flex:1;padding:14px 16px;border-radius:10px;border:0;font-size:1rem;background:var(--surface);color:var(--ink)}
.btn{display:inline-block;background:var(--accent);color:#fff;border:0;border-radius:10px;padding:13px 22px;font-size:1rem;font-weight:600;cursor:pointer}
.btn:hover{text-decoration:none;filter:brightness(.95)}
.btn.alt{background:var(--surface);color:var(--blue-d);border:1px solid var(--line)}
section{padding:40px 0}
h2.sec{font-size:1.5rem;margin:0 0 20px;color:var(--blue-d)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:7px 16px;color:var(--ink);font-weight:500}
.chip:hover{border-color:var(--accent);text-decoration:none}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;transition:box-shadow .2s}
.card:hover{box-shadow:0 8px 24px rgba(11,79,156,.1)}
.tag{display:inline-block;background:var(--tagbg);color:var(--tagfg);font-size:.78rem;font-weight:700;padding:3px 10px;border-radius:999px;text-transform:uppercase;letter-spacing:.03em;align-self:flex-start}
.card h3{margin:12px 0 8px;font-size:1.2rem;line-height:1.35}
.card h3 a{color:var(--ink)}
.card p{color:var(--mut);margin:0 0 14px;flex:1}
.meta{font-size:.85rem;color:var(--mut)}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.trust div{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:20px}
.trust h3{margin:0 0 6px;font-size:1.05rem;color:var(--blue-d)}
.trust p{margin:0;color:var(--mut);font-size:.95rem}
.cta{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta h2{margin:0 0 4px;color:var(--blue-d)}
.cta p{margin:0;color:var(--mut)}
.page{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:34px;margin:34px auto;max-width:820px}
.page h1{margin-top:0;color:var(--blue-d);line-height:1.25}
.page h2{color:var(--blue-d);margin-top:28px}
.article{max-width:760px;margin:34px auto}
.article h1{font-size:2.1rem;line-height:1.25;color:var(--blue-d);margin:10px 0}
.article h2{margin-top:32px;color:var(--blue-d)}
.article .body{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:30px}
.article .body p,.article .body li{font-size:1.06rem}
.note{background:var(--noteb);border:1px solid var(--notel);border-radius:10px;padding:14px 16px;font-size:.93rem;margin:22px 0}
.author{display:flex;gap:14px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:16px;margin-top:22px}
.avatar{width:48px;height:48px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.calc label{display:block;font-weight:600;margin:14px 0 6px}
.calc input{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font-size:1rem;background:var(--surface);color:var(--ink)}
.result{background:var(--bg);border-radius:14px;padding:22px}
.result .big{font-size:2.2rem;font-weight:800;color:var(--blue-d)}
.result .row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--line)}
.bar{height:14px;border-radius:8px;overflow:hidden;background:var(--bar);margin:14px 0 6px;display:flex}
.bar span{display:block;height:100%;background:var(--blue)}
.crumbs{font-size:.88rem;color:var(--mut);margin-bottom:6px}
.site-footer{background:var(--foot);color:#c9d6e6;padding:42px 0 18px;margin-top:40px}
.site-footer a{color:#c9d6e6}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:26px}
.site-footer h4{color:#fff;margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:6px 0}
.copy{border-top:1px solid #20395d;margin-top:26px;padding-top:14px;font-size:.88rem}
.empty{display:none;color:var(--mut)}
@media(max-width:760px){
 .hero h1{font-size:1.8rem}
 nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);padding:8px 18px 14px}
 nav a{display:block;margin:0;padding:10px 0}
 .menu-open nav{display:block}
 .menu-btn{display:block}
 .calc,.fgrid{grid-template-columns:1fr}
 .page,.article .body{padding:20px}
 .article h1{font-size:1.65rem}
}

body{animation:pagein .6s ease both}
@keyframes pagein{from{opacity:0}to{opacity:1}}
#progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--accent),var(--blue));z-index:50;transition:width .1s}
.site-header{transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 6px 24px rgba(8,58,115,.12)}
nav a{position:relative}
nav a:hover{text-decoration:none}
nav a::after{content:"";position:absolute;left:0;bottom:-4px;height:2px;width:0;background:var(--accent);transition:width .25s}
nav a:hover::after,nav a.active::after{width:100%}
.brand img{transition:transform .5s}
.brand:hover{text-decoration:none}
.brand:hover img{transform:rotate(-8deg) scale(1.08)}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--g1),var(--g2),var(--g3),var(--g2));background-size:300% 300%;animation:gradmove 14s ease infinite;padding:78px 0 70px}
@keyframes gradmove{0%{background-position:0% 50%}50%{background-position:100% 50%}100%{background-position:0% 50%}}
.hero .wrap{position:relative;z-index:2}
.blob{position:absolute;border-radius:50%;opacity:.16;background:#fff;z-index:1;animation:float 9s ease-in-out infinite}
.b1{width:280px;height:280px;right:-70px;top:-80px}
.b2{width:150px;height:150px;right:22%;bottom:-55px;animation-delay:-3s}
.b3{width:90px;height:90px;left:6%;top:26px;animation-delay:-6s}
@keyframes float{0%,100%{transform:translateY(0) scale(1)}50%{transform:translateY(-24px) scale(1.07)}}
.badge{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.35);padding:6px 16px;border-radius:999px;font-size:.88rem;margin-bottom:18px}
.hero h1,.hero p,.hero .search,.badge{animation:up .8s ease both}
.hero h1{animation-delay:.12s}
.hero p{animation-delay:.26s}
.hero .search{animation-delay:.4s}
@keyframes up{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
.strip{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:26px;font-size:.95rem;animation:up .8s .55s ease both}
.strip span::before{content:"\2713";margin-right:7px;color:#7ff0e6;font-weight:700}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.btn{position:relative;overflow:hidden;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 18px rgba(0,166,166,.35)}
.btn::after{content:"";position:absolute;top:0;left:-70%;width:50%;height:100%;background:linear-gradient(120deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-20deg);transition:left .6s}
.btn:hover::after{left:130%}
.card{position:relative;overflow:hidden;transition:transform .25s,box-shadow .25s,border-color .25s}
.card::before{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:linear-gradient(90deg,var(--accent),var(--blue));transition:width .35s}
.card:hover{transform:translateY(-6px);border-color:#bcd3ea}
.card:hover::before{width:100%}
.chip{transition:transform .2s,background .2s,color .2s}
.chip:hover{transform:translateY(-2px);background:var(--blue);color:#fff}
h2.sec{position:relative;padding-bottom:12px}
h2.sec::after{content:"";position:absolute;left:0;bottom:0;width:48px;height:3px;border-radius:3px;background:var(--accent)}
.ico{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--ico1),var(--ico2));display:flex;align-items:center;justify-content:center;margin-bottom:12px;transition:transform .3s}
.ico svg{width:24px;height:24px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.trust div{transition:transform .25s,box-shadow .25s}
.trust div:hover{transform:translateY(-4px);box-shadow:0 8px 24px rgba(11,79,156,.1)}
.trust div:hover .ico{transform:rotate(-8deg) scale(1.1)}
.cta{background:linear-gradient(135deg,var(--surface),var(--cta2))}
#top{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border-radius:50%;border:0;background:var(--blue);color:#fff;font-size:1.2rem;cursor:pointer;opacity:0;pointer-events:none;transform:translateY(12px);transition:.3s;z-index:30;box-shadow:0 6px 16px rgba(8,58,115,.3)}
#top.show{opacity:1;pointer-events:auto;transform:none}
#top:hover{background:var(--accent)}
.article .body h2{border-left:4px solid var(--accent);padding-left:12px}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

html{scroll-behavior:smooth}
body{font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif}
h1,h2,h3,.brand,.stat .n{font-family:Poppins,Inter,-apple-system,"Segoe UI",Arial,sans-serif}
body.theme-anim *{transition:background-color .35s,color .35s,border-color .35s!important}
.tools{display:flex;align-items:center;gap:8px;margin-left:16px}
.icon-btn{width:40px;height:40px;border-radius:10px;border:1px solid var(--line);background:var(--surface);color:var(--ink);display:inline-flex;align-items:center;justify-content:center;cursor:pointer;transition:transform .2s,border-color .2s}
.icon-btn:hover{transform:translateY(-2px);border-color:var(--accent)}
.icon-btn svg{width:20px;height:20px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.i-sun{display:none}
[data-theme=dark] .i-sun{display:block}
[data-theme=dark] .i-moon{display:none}
.pal-dot{width:20px;height:20px;border-radius:50%;background:conic-gradient(#0b4f9c,#0f7b4d,#4b3fb0,#c2410c,#0b4f9c)}
.palwrap{position:relative}
.palpop{position:absolute;right:0;top:50px;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:12px;min-width:190px;box-shadow:0 18px 40px rgba(8,20,40,.25);opacity:0;visibility:hidden;transform:translateY(-8px) scale(.97);transform-origin:top right;transition:.2s;z-index:60}
.palpop.open{opacity:1;visibility:visible;transform:none}
.pal-title{font-size:.76rem;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);margin:0 4px 8px;font-weight:700}
.sw{display:flex;align-items:center;gap:10px;width:100%;background:none;border:1px solid transparent;border-radius:10px;padding:8px;color:var(--ink);font-size:.95rem;cursor:pointer;text-align:left}
.sw:hover{background:var(--bg)}
.sw i{width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,var(--s1),var(--s2));box-shadow:0 0 0 2px var(--surface),0 0 0 3px var(--line)}
.sw.on{border-color:var(--accent);background:var(--bg);font-weight:600}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(520px circle at var(--mx,70%) var(--my,30%),rgba(255,255,255,.14),transparent 60%);z-index:1;pointer-events:none}
.hero-art{padding:10px 18px}
.dash{position:relative;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);border-radius:20px;padding:16px 18px 18px;box-shadow:0 30px 60px rgba(0,20,60,.35);animation:up 1s .3s ease both,bob 7s 1.4s ease-in-out infinite}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.dash-top{display:flex;align-items:center;gap:6px;margin-bottom:8px}
.dash-top span{width:9px;height:9px;border-radius:50%;background:rgba(255,255,255,.5)}
.dash-top em{margin-left:auto;font-style:normal;font-size:.75rem;opacity:.85}
.chart{width:100%;height:auto;display:block}
.chart .bars rect{fill:rgba(255,255,255,.26);transform-box:fill-box;transform-origin:bottom;animation:grow 1s ease both}
.chart .bars rect:nth-child(2){animation-delay:.08s}
.chart .bars rect:nth-child(3){animation-delay:.16s}
.chart .bars rect:nth-child(4){animation-delay:.24s}
.chart .bars rect:nth-child(5){animation-delay:.32s}
.chart .bars rect:nth-child(6){animation-delay:.4s}
.chart .bars rect:nth-child(7){animation-delay:.48s}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
.chart .line{fill:none;stroke:#fff;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:420;stroke-dashoffset:420;animation:draw 2.2s .5s ease forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.chart .area{opacity:0;animation:fadein 1s 1.6s ease forwards}
@keyframes fadein{to{opacity:1}}
.chart .dot{fill:#fff;opacity:0;transform-box:fill-box;transform-origin:center;animation:fadein .4s 2.5s forwards,pulse 2s 2.8s infinite}
@keyframes pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.5)}}
.chip-f{position:absolute;background:#fff;color:#12304f;border-radius:12px;padding:8px 12px;box-shadow:0 12px 28px rgba(0,20,60,.3);font-size:.78rem;animation:bob 6s ease-in-out infinite}
.chip-f small{display:block;color:#5b6b7b}
.chip-f b{font-size:1.1rem}
.c1{left:-22px;bottom:34px}
.c2{right:-14px;top:52px;animation-delay:-3s}
.ticker{background:var(--surface);border-bottom:1px solid var(--line);overflow:hidden;white-space:nowrap}
.ticker .track{display:inline-flex;animation:marq 34s linear infinite}
.ticker:hover .track{animation-play-state:paused}
.ticker span{padding:14px 26px;color:var(--mut);font-weight:600;font-size:.92rem;letter-spacing:.02em}
.ticker span::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--accent);margin-right:12px;vertical-align:middle}
@keyframes marq{to{transform:translateX(-50%)}}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px}
.stat{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:22px;text-align:center;transition:transform .25s,box-shadow .25s}
.stat:hover{transform:translateY(-4px);box-shadow:0 8px 24px rgba(11,79,156,.1)}
.stat .n{font-size:2.3rem;font-weight:800;color:var(--blue-d);line-height:1.1}
.stat .l{color:var(--mut);font-size:.95rem;margin-top:4px}
.faq details{background:var(--surface);border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 20px;transition:box-shadow .2s,border-color .2s}
.faq details[open]{border-color:var(--accent);box-shadow:0 8px 24px rgba(11,79,156,.08)}
.faq summary{cursor:pointer;font-weight:600;padding:16px 30px 16px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:11px;font-size:1.6rem;color:var(--accent);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 0 16px;color:var(--mut);animation:down .35s ease}
@keyframes down{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.thumb{margin:-22px -22px 16px;height:104px;background:linear-gradient(120deg,var(--g1),var(--g2),var(--g3));background-size:200% 200%;display:flex;align-items:center;justify-content:center;overflow:hidden;position:relative;transition:background-position .6s}
.card:hover .thumb{background-position:100% 0}
.thumb svg{height:64px;width:auto;stroke:#fff;fill:none;stroke-width:5;stroke-linecap:round;transition:transform .4s}
.thumb svg text{fill:#fff;stroke:none}
.card:hover .thumb svg{transform:scale(1.12) rotate(-3deg)}
.thumb::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(120deg,transparent,rgba(255,255,255,.3),transparent);transform:skewX(-20deg);transition:left .7s}
.card:hover .thumb::after{left:140%}
.card .tag{margin-bottom:0}
.calc input[type=range]{padding:0;height:auto;accent-color:var(--accent);margin-top:8px;border:0;background:none}
.hero .btn{background:#fff;color:#12304f}
.hero .btn:hover{box-shadow:0 8px 18px rgba(0,0,0,.25)}
.donutwrap{display:flex;align-items:center;gap:20px;margin:14px 0}
.donut{width:130px;height:130px;flex:none}
.d-bg{fill:none;stroke:var(--bar);stroke-width:16}
.d-fg{fill:none;stroke:var(--blue);stroke-width:16;stroke-dasharray:200 339.292;transition:stroke-dasharray .6s ease}
.legend div{margin:6px 0;color:var(--mut);font-size:.92rem}
.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:8px;vertical-align:middle}
.k1{background:var(--blue)}
.k2{background:var(--bar)}
.wave{margin-top:40px;line-height:0}
.wave svg{width:100%;height:46px;fill:var(--foot);display:block}
.site-footer{margin-top:0}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-art{display:none}}
@media(max-width:760px){.tools{order:2;margin-left:auto}.menu-btn{order:3}.nav{gap:8px}.hero{padding:56px 0 50px}}

/* Chosen Bluewave logo: keep original proportions and legibility. */
.brand{flex-shrink:0;padding:8px 0}
.brand img{display:block;width:156px;height:auto;max-width:100%;border-radius:4px;background:#fff}
.brand:hover img{transform:none}
@media(max-width:760px){.brand img{width:120px}}